VA Home Loans
If you served your country, you've earned benefits. VA home loans are one of the best benefits available. Zero down payment. Competitive rates. No mortgage insurance.
Down Payment
0%
Min Credit Score
580+
Mortgage Insurance
NO PMI Ever
Program Overview
As a U.S. military veteran himself, John Naccarato takes immense pride in serving active-duty personnel from Nellis AFB and Creech AFB, reservists, veterans, and surviving spouses throughout Clark County.
Key Benefits
- 100% financing — $0 Down Payment required
- No Private Mortgage Insurance (PMI) ever, saving hundreds each month
- Competitive interest rates typically lower than conventional financing
- VA funding fee waived for veterans with service-connected disability ratings
Qualifications
- Certificate of Eligibility (COE) from the VA (John can retrieve this for you)
- Credit score typically 580-620+
- Sufficient residual income based on family size in the Western region
- Must intend to occupy property as primary residence
Other Loan Programs
Cash-Out Refinance
Access your home's equity with a cash-out refinance in Las Vegas, Henderson, and throughout Nevada.
Conventional Home Loans
A Conventional Mortgage is the standard by which all other mortgage loans are measured. Explore 15 to 30-year fixed-rate and adjustable options in Las Vegas.
FHA Home Loans
FHA loan services help people with lower credit scores and limited savings become homeowners in Las Vegas.
First-Time Homebuyer Loans
Guidance and financing options for first-time homebuyers in Las Vegas, Henderson, and Clark County.
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