First-Time Homebuyer Loans
Guidance and financing options for first-time homebuyers in Las Vegas, Henderson, and Clark County.
Down Payment
0% - 3.5%
Min Credit Score
580+
Mortgage Insurance
Varies by specific loan structure
Program Overview
Buying your first home in Clark County is a milestone. John Naccarato pairs first-time buyers with grants, Nevada down payment assistance programs, and low-down-payment mortgages to make homeownership affordable.
Key Benefits
- Down payment options as low as 0% to 3.5%
- Access to Nevada Housing Division (NHD) Down Payment Assistance
- Complimentary step-by-step credit pre-approval roadmapping
- Assistance with closing cost credits & seller concessions
Qualifications
- Must not have owned a primary residence in the past 3 years
- Stable 2-year work history or educational equivalent
- Credit scores starting at 580+
- Completion of a free homebuyer education course if required by grant
Other Loan Programs
Cash-Out Refinance
Access your home's equity with a cash-out refinance in Las Vegas, Henderson, and throughout Nevada.
Conventional Home Loans
A Conventional Mortgage is the standard by which all other mortgage loans are measured. Explore 15 to 30-year fixed-rate and adjustable options in Las Vegas.
FHA Home Loans
FHA loan services help people with lower credit scores and limited savings become homeowners in Las Vegas.
Home Loan Consultation
Personalized mortgage consultations for homebuyers, homeowners, and real estate investors.
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