Transparency and regulatory compliance
Intercap Lending is an approved FHA & VA lender. Toll Free: (866) 644-1046, [email protected]. Intercap Lending Inc., is not an agency of the federal government.
Intercap Lending Inc.
910 East 6600 South
Salt Lake City, UT 84121
Approved by the Department of Housing and Urban Development as a Direct Endorsement Lender I.D. # 3213-309-992
Alabama: Consumer Credit License – 21763
Alaska: Mortgage Broker/Lender License – AK190465; Mortgage Broker/Lender License – Other Trade Name #1 – AK190465-1
Arizona: Mortgage Banker License – BK-0927464
Arkansas: Combination Mortgage Banker–Broker–Servicer License – 105634
California: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License – 4131105
Colorado: Mortgage Company Registration Regulated by the Division of Real Estate
Connecticut: Mortgage Lender License – ML-190465; Mortgage Servicer License – MS-190465
District of Columbia: Mortgage Lender License – MLB190465
Florida: Mortgage Lender Servicer License – MLD830
Georgia: Mortgage Lender License – 37328
Hawaii: Mortgage Servicer License – MS196
Idaho: Mortgage Broker/Lender License – MBL-9291
Illinois: Residential Mortgage License – MB.6761012 – Department of Financial and Professional Regulation, 555 W Monroe Street, Suite 500, Chicago, IL 60661, 888-473-4858
Indiana: DFI Mortgage Lending License – 18244
Iowa: Mortgage Banker License – 2023-0152
Kansas: Mortgage Company License – MC.0025176
Kentucky: Mortgage Company License – MC94282
Louisiana: Residential Mortgage Lending License
Maine: Supervised Lender License – 190465
Maryland: Mortgage Lender License – 190465
Michigan: 1st Mortgage Broker/Lender/Servicer Registrant – FR0020504
Minnesota: Residential Mortgage Originator License – MN-MO-190465; Residential Mortgage Originator License Other Trade Name #1 – MN-MO-190465.1
Montana: Mortgage Lender License – 190465; Mortgage Servicer License – 190465
Nebraska: Mortgage Banker License; Mortgage Banker License – Other Trade Name #2
Nevada: Mortgage Company License – 4590; Supplemental Mortgage Servicer License – 4591
New Hampshire: Mortgage Banker License – 190465MB
New Jersey: Licensed by the N.J. Department of Banking and Insurance – Residential Mortgage Lender License; RMLA–Licensed Mortgage Servicer Registration
New Mexico: Mortgage Loan Company License
North Carolina: Mortgage Lender License – L-150561
Ohio: Residential Mortgage Lending Act Certificate of Registration – RM.850211.000
Oklahoma: Mortgage Lender License – ML010840; Lender Name Registration Other Trade Name #1 – LNR15015; Lender Name Registration Other Trade Name #2 – LNR15761
Oregon: Mortgage Lending License – ML-5142; Mortgage Servicer License – MS-33
Pennsylvania: Mortgage Lender License – 59797; Mortgage Servicer License – 79848
Rhode Island: Lender License – 20143000LL
South Carolina: BFI Mortgage Lender/Servicer License – MLS-190465
South Dakota: Mortgage Lender License – 190465.ML
Tennessee: Mortgage License – 190465
Texas: SML Mortgage Banker Registration
Utah: DFI Consumer Credit Notification; DFI Residential First Mortgage Notification; DRE Mortgage Entity License – 10160760
Virginia: Lender License – MC-5784
Washington: Consumer Loan Company License – CL-190465
West Virginia: Mortgage Lender License – ML-32872
Wisconsin: Mortgage Banker License – 190465BA
Wyoming: Consumer Lender License – CL-4957; Mortgage Lender/Broker License – 2977
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
If you have any questions about licensing please contact our Compliance Manager by email to [email protected] or call 888-643-2133 ext. 330.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEB SITE AT WWW.SML.TEXAS.GOV.
If you have questions regarding taxes or tax deductions, please consult a tax professional.
Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory (NMLS) for more information.
Visit NMLS Consumer Access →Last Updated: February 19, 2026