FHA Loans
FHA loans make homeownership possible for people with lower credit scores and limited down payment savings. Get approved with as little as 3.5% down.
Your credit isn't perfect. You haven't saved a huge down payment. But you want to buy a home. FHA loans are designed for people exactly like you.
FHA loan services help people with lower credit scores and limited savings become homeowners. We help Las Vegas buyers get FHA loans and start building equity in their homes.
An FHA loan is a mortgage backed by the Federal Housing Administration. The government guarantees the loan, which means lenders are willing to work with borrowers who might not qualify for conventional mortgage loans.
FHA loans allow lower credit scores, smaller down payments, and more flexible income requirements. They're perfect for first-time homebuyers and people with credit challenges.
FHA loans work for credit scores as low as 580. If you have bad credit, FHA programs might be your best option.
You can put down as little as 3.5%. This is much lower than conventional loans. You don't need to save for years.
FHA loans consider self-employment income and non-traditional income sources. We help self-employed borrowers qualify.
FHA loan rates are competitive. We provide mortgage rate comparison so you see all your options.
FHA investment property loans let you buy rental properties with lower down payments than conventional loans.
Minimum 580 credit score (or 500-579 with 10% down)
3.5% to 10% depending on credit score
Steady income for the past 2 years (employment or self-employment)
Usually 50% or less (we can discuss higher ratios)
Primary residence (single-family, townhome, condo, or multi-unit)
Let's see if an FHA loan is right for you. Get pre-approved today and start your journey to homeownership.
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