New Construction Loans
Financing options for new construction homes in Las Vegas and throughout Nevada. Learn about the process.
Down Payment
3% - 20%
Min Credit Score
580+
Mortgage Insurance
Depends on down payment
Program Overview
Buying from a builder like Lennar, KB Home, Toll Brothers, or Richmond American? Having an independent lender like John Naccarato ensures you get unbiased advice, rate lock protection during build delays, and competitive incentives.
Key Benefits
- Long-term rate locks (up to 180 to 360 days) with float-down options
- Independent second opinion on builder lender packages and fees
- Expertise navigating builder contracts, earnest money deposits, and upgrades
- Coordination with builder sales reps and construction superintendents
Qualifications
- Standard credit and income documentation
- Builder contract with designated completion window
- Appraisal upon completion of construction
Other Loan Programs
Cash-Out Refinance
Access your home's equity with a cash-out refinance in Las Vegas, Henderson, and throughout Nevada.
Conventional Home Loans
A Conventional Mortgage is the standard by which all other mortgage loans are measured. Explore 15 to 30-year fixed-rate and adjustable options in Las Vegas.
FHA Home Loans
FHA loan services help people with lower credit scores and limited savings become homeowners in Las Vegas.
First-Time Homebuyer Loans
Guidance and financing options for first-time homebuyers in Las Vegas, Henderson, and Clark County.
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