Nevada Housing Loans
Mortgage solutions for Nevada homebuyers and homeowners. Explore financing options for your local market.
Down Payment
Often 0% with grant
Min Credit Score
640+
Mortgage Insurance
Program dependent
Program Overview
Specialized mortgage programs designated for residents of Nevada, including Home Is Possible (HIP), Nevada Rural Housing Authority (NRHA), and Clark County specific down payment grants.
Key Benefits
- Down payment and closing cost assistance grants up to 5% of loan amount
- Mortgage Credit Certificates (MCC) offering ongoing federal tax credits
- Forgivable grant options for eligible borrowers
- Available across Las Vegas, North Las Vegas, Henderson, and Pahrump
Qualifications
- Income limits apply based on household size and county
- Home purchase price limits set by the state agency
- Minimum credit score typically 640-660
- Must occupy property as primary residence
Other Loan Programs
Cash-Out Refinance
Access your home's equity with a cash-out refinance in Las Vegas, Henderson, and throughout Nevada.
Conventional Home Loans
A Conventional Mortgage is the standard by which all other mortgage loans are measured. Explore 15 to 30-year fixed-rate and adjustable options in Las Vegas.
FHA Home Loans
FHA loan services help people with lower credit scores and limited savings become homeowners in Las Vegas.
First-Time Homebuyer Loans
Guidance and financing options for first-time homebuyers in Las Vegas, Henderson, and Clark County.
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