Mortgage Refinancing
Explore mortgage refinancing options in Las Vegas and throughout Nevada. Homeowners may lower payments or access equity.
Down Payment
N/A
Min Credit Score
620+
Mortgage Insurance
None if equity >= 20%
Program Overview
Take advantage of changing market conditions, eliminate private mortgage insurance (PMI), switch from an ARM to a secure fixed rate, or shorten your payoff schedule from 30 to 15 years.
Key Benefits
- Lower your monthly mortgage payment
- Shorten your loan term to build equity faster and save thousands in interest
- Eliminate monthly FHA or conventional mortgage insurance
- Convert an adjustable-rate mortgage to a stable fixed-rate mortgage
Qualifications
- Good payment history on current mortgage (no 30-day late payments in 12 months)
- Sufficient equity in the home
- Credit score 620+
Other Loan Programs
Cash-Out Refinance
Access your home's equity with a cash-out refinance in Las Vegas, Henderson, and throughout Nevada.
Conventional Home Loans
A Conventional Mortgage is the standard by which all other mortgage loans are measured. Explore 15 to 30-year fixed-rate and adjustable options in Las Vegas.
FHA Home Loans
FHA loan services help people with lower credit scores and limited savings become homeowners in Las Vegas.
First-Time Homebuyer Loans
Guidance and financing options for first-time homebuyers in Las Vegas, Henderson, and Clark County.
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