Mortgage Pre-Approval
Get pre-approved before shopping for a home in Las Vegas. A mortgage pre-approval helps you understand your budget.
Down Payment
Determined during review
Min Credit Score
580+
Mortgage Insurance
Program specific
Program Overview
A formal pre-approval backed by automated underwriting. Real estate agents and home sellers take your offer seriously when they know John Naccarato and Intercap Lending have verified your credit, income, and assets.
Key Benefits
- Know your exact price range, monthly payment comfort, and cash-to-close
- Competitive edge in multi-offer Las Vegas real estate bidding situations
- Spot and fix any credit score issues before writing an offer
- Rapid turnaround, often within 24 hours of receiving documents
Qualifications
- W-2s, 1099s, or business tax returns (past 2 years)
- Recent paystubs and 2 months bank statements
- Authorization for soft credit pull
Other Loan Programs
Cash-Out Refinance
Access your home's equity with a cash-out refinance in Las Vegas, Henderson, and throughout Nevada.
Conventional Home Loans
A Conventional Mortgage is the standard by which all other mortgage loans are measured. Explore 15 to 30-year fixed-rate and adjustable options in Las Vegas.
FHA Home Loans
FHA loan services help people with lower credit scores and limited savings become homeowners in Las Vegas.
First-Time Homebuyer Loans
Guidance and financing options for first-time homebuyers in Las Vegas, Henderson, and Clark County.
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