Jumbo Home Loans
Jumbo mortgage financing for higher-priced homes in Las Vegas and Nevada. Financing solutions for luxury properties that exceed conforming loan limits.
Down Payment
10% - 20%
Min Credit Score
680+
Mortgage Insurance
Usually None
Program Overview
When purchasing high-end properties in Summerlin, MacDonald Highlands, The Ridges, or Southern Highlands that exceed Federal Housing Finance Agency (FHFA) limits, Jumbo loans provide the necessary capital.
Key Benefits
- Loan amounts up to $3M+ with competitive fixed and ARM rates
- Options with as low as 10% to 15% down payment
- No PMI requirements on select luxury structures
- Customized underwriting for complex high-net-worth assets
Qualifications
- Credit score typically 680-720+
- Post-closing asset reserves (6 to 12 months PITI)
- Maximum DTI ratio typically 43%
- Thorough documentation of liquid and invested assets
Other Loan Programs
Cash-Out Refinance
Access your home's equity with a cash-out refinance in Las Vegas, Henderson, and throughout Nevada.
Conventional Home Loans
A Conventional Mortgage is the standard by which all other mortgage loans are measured. Explore 15 to 30-year fixed-rate and adjustable options in Las Vegas.
FHA Home Loans
FHA loan services help people with lower credit scores and limited savings become homeowners in Las Vegas.
First-Time Homebuyer Loans
Guidance and financing options for first-time homebuyers in Las Vegas, Henderson, and Clark County.
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