Credit & Pre-Approval
Mortgage Pre-Approval: Buy With a Clear Plan
Mortgage pre-approval helps homebuyers prepare documents, assess budgets, and write stronger offers. Learn the process and start with a clear plan.
August 23, 2026John Naccarato5 min read

Getting pre-approved is step one of the home search journey. It prevents heartbreak from viewing homes outside your financial comfort zone and illuminates any credit repair steps you can take.
Documents to assemble include 30 days of paystubs, 2 years of W-2s/tax returns, 60 days of checking and savings bank statements, and ID.
With John Naccarato, initial consultation begins with a soft credit pull that has zero negative impact on your credit scores.
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