3% Down Mortgage: 5 Reasons to Start Sooner

The myth that you need 20% down to buy a home stops too many buyers from entering the market.

Programs like Conventional 97, Fannie Mae HomeReady, and Freddie Mac Home Possible allow qualified first-time buyers to purchase with just 3% down.

By purchasing sooner with 3% down, you capture market appreciation that often far outpaces the speed at which you could save an additional 17% in cash.